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Reaching DG level 40 finally opens the Treasure voyage banner in Heartopia, and it is a totally different vibe than the usual “spend tickets and hope” systems. Instead of real-money purchases or exhibition-ticket dependencies, this one is powered by gold and revolves around Cassie and Naughty going out to hunt real treasures under the sea.
I walked through the unlock process, checked the mechanics, looked at the Treasure voyage banner drop probabilities, and then tested the pulls until my gold reserves basically disappeared. Here’s what matters, what you get, and what the numbers actually look like.

DG Level 40 is the gate to the Treasure voyage banner
The Treasure voyage banner only becomes available after you hit DG level 40. When you reach that milestone, the game grants a handful of rewards tied to the level unlock, including:
- Request upgrade feature unlocked
- 30 hobby upgrade tickets
- Recipe for a hive frame
- Wishing stars
- Recipe for a honey bucket
Even after that, progression is slow. To move from level 40 to 41, you need 240 experience, which translates to many days of grinding depending on your routine.
The Treasure voyage quest: talk to Annie, then Cassie or Naughty
Once I hit level 40, I headed back to town and talked to Annie. She triggers the path to the new content, and from there the game routes you to Cassie or Naughty to learn about the treasure hunt.
The setup is simple: Cassie and Naughty rent a worn-down boat and want to dive for treasure, and you’re essentially funding that voyage with gold.

How the Treasure voyage banner costs gold
The Treasure voyage banner is a separate banner interface. It lets you:
- Purchase 1 item for 10,000 gold
- Purchase 10 items for 100,000 gold
It is not cheap, mainly because there are 140 weekly departures. If you max every departure at 10,000 each, that works out to roughly:
- 140 x 10,000 = 1.4 million gold per week
That number can rise or fall based on how aggressively you spend, but the key takeaway is this: the system is designed for players who have “extra” gold to burn.
Treasure voyage banner drop rates: furniture is rare
This is the part that matters most if you care about efficiency. The banner’s probabilities show that for every 10,000 gold departure:
- 2.5% chance to get gold furniture
- 97.5% chance to get gold fragments
So most of your spending is going to return fragments, not actual furniture pieces.
The system resets on a normal weekly cadence (the count resets at Saturday around 6:00 a.m. in my case).
Fragments are your “progress” resource
When you get gold fragments, you can combine and redeem them to obtain gold furniture through the appropriate redemption pathway (via the gold smelting facility).
In other words, you are not only pulling for furniture directly. You are also collecting the ingredient-like fragments that you will later convert into decor.

Treasure vault and gold smelting facility: what you can actually earn
The game shows two main categories of items:
- Treasure vault rewards (mostly furniture options)
- Gold smelting facility uses fragments to redeem furniture
From the item lists, you can potentially get gold decor items such as:
- Golden bull ornament
- Treasure gold pile
- Golden treasure cabinet
- Golden table (very “Midas touched everything” energy)
- Jade porcelain pendant lamp
- Golden plant
- Golden chair
- Gilded desk lamp
- Golden globe
- Golden eagle pen holder
And there are also “souvenir-style” items that appear at different fragment prices, including some that are honestly kind of funny, like a gold toilet paper roll.
Heads-up on aesthetic and flexing
I’m not going to lie: a lot of this decor leans extremely flashy and collectible. The golden eagle pen holder especially feels like a “look how much I spent” flex item.

My Treasure voyage banner pulls: what 600,000 to 800,000 gold looked like
I decided to test the system for myself by spending gold to see how often I would actually hit furniture pieces.
What I experienced matched the rates, but it still hurt:
- After spending around 600,000 gold, I only ended up with roughly 14 gold fragments (no furniture piece hit).
- Later, spending around 800,000 gold returned about 152 fragments, still without pulling a furniture item directly.
The fragments were enough to buy certain fragment-priced items, but they were far from enough to redeem the bigger “full furniture” pieces that cost hundreds or thousands of fragments.
One item I did end up purchasing
When I was low on gold, I ended up purchasing a golden sword using the remaining fragments I had available. That sword becomes a displayed decor piece, but it is static and not interactable.
So even when you do eventually get something, it’s often more about collecting and styling than using it actively.
Does the guild refund your cost? Only partially
After finishing the quest flow, I went back to Annie hoping the game would compensate for the gold I dumped into the Treasure voyage banner. Annie claims the guild covers the cost, but it’s clearly not an unlimited refund situation.
What actually happened:
- They refunded only the initial pull cost (the one small amount I started with)
- The refund was basically around 10,000 gold, not what I spent overall
I started the day with nearly one million gold and ended up with a tiny fraction of it. The refund did not meaningfully reverse that loss.
Is the Treasure voyage banner worth it?
Based on the drop rate math and my own spending results, here’s my honest conclusion.
- If you want gold furniture efficiently, this is a tough banner because direct furniture probability is only 2.5%.
- If you have abundant extra gold and don’t mind collecting fragments over time, it can be a fun long-term vanity grind.
- If you are resource managing, you probably want to prioritize other upgrades first and treat this as a later “when you’re rich” system.
My best advice is simple: hold your gold unless you truly love these golden decor items. The system can definitely wait until later.
Quick strategy checklist before spending
- Confirm you’re actually ready to spend weekly (resets around Saturday 6:00 a.m.).
- Expect most pulls to be fragments, not furniture.
- Use fragment redemption plans to avoid “spending blind.”
- If you care about interactable items, remember many furniture pieces are static displays.
Final thoughts
The Treasure voyage banner is a solid content addition for Heartopia’s gold decor crowd, especially if you like collecting rare-looking items and building a themed “Midas everything” room.
But as for efficiency and excitement per gold spent? The probabilities are brutal, and my runs proved that the system will happily take your gold while handing you fragments instead. If you do roll, roll with the mindset that you are buying into the long-term collection, not chasing instant furniture hits.

